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Guarantee

Why a 90-Day Guarantee?

We believe it’s the right thing to do.

100% money-back guarantee

If we can’t get your accounts reported within the guarantee period, we refund your enrollment fee and any monthly membership fees you’ve paid.

Our guarantee covers:

Not seeing an impact? Let’s figure out why.

A free review of your credit with a credit expert — no selling, just serving our members.

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What’s not covered by our guarantee

You will not qualify for a refund if you attempt to report:

Read our full terms of service and refund policy →